As we celebrate its 3rd anniversary, the Republicans in Congress are STILL trying to repeal ALL provisions of the Patient Protection and Affordable Care Act. They could could care less that the health care law provides health care protections for everyday Americans and in fact, have NO of passing any form of replacement bill should they actually manage to repeal it.
The Tea Party Republicans are once again demanding that drastic cuts be made in Medicare, Medicaid, Pell Grants, and Head Start, to mention a few, instead of ending the tax breaks for Big Oil Companies and the wealthiest Americans, not just for their yachts and vacation homes, but proposing a serious reduction in the top tax rates (a reduction from the Bush rates for millionaires) and an elimination of the Capital Gains Tax — making it such that folks like Romney would pay absolutely NO taxes whatsoever. And to make matters even worse for ordinary Americans, their budget does nothing to create jobs. It would voucherize Medicare with declining value vouchers, turn Medicaid into a block grant program, where funds could easily be diverted for other political interests, and finally, as if that wasn’t enough damage, includes yet another provision to repeal the Affordable Care Act.
The Affordable Care Act provides meaningful savings and better health care options for ordinary American — and in 2014, it adds its final layer of expanded access to coverage and new health care options. Launching this year (2014) will be competitive private health insurance Affordable Insurance Exchanges. These State-based, competitive marketplaces will provide millions of Americans and small businesses with “one-stop shopping” for affordable coverage. Once these exchanges are in place, a large number of ordinary Americans will finally be able to “sever the tether” between their employer and their health care, finally being able to achieve a form of health care portability. Those exchanges will also provide the sole venue where Members of Congress will get their health insurance. (Might that be the reason Republicans are so intent on its demise?)
The health care law offers clear choices for consumers and provides new ways to hold insurance companies accountable . The most important parts of the law are broken into groups below. You might want to have your Republican neighbors review this list before the start arbitrarily supporting Republican legislators intent on voting AGAINST their constituent’s best interests, and instead, in favor of corporate and insurance company interests instead.
Rights and Protections
- Summary of Benefits and Coverage (SBC) and Uniform Glossary
- Consumer Assistance Program
- Appealing Health Plan Decisions
- Preventive Care
- Patient’s Bill of Rights
- Children’s Pre-Existing Conditions
- Doctor Choice & ER Access
- Grandfathered Health Plans
- Curbing Insurance Cancellations
- Pre-Existing Condition Insurance Plan (PCIP)
- Young Adult Coverage
- The Health Insurance Marketplace
- CO-OP Insurance Plans
- Value for Your Premium Dollar: 80/20 Rule and MLR
- Lifetime and Annual Limits
- Flexible Spending Account Changes
- Rate Review
65 or Older
- Medicare Preventive Services
- Medicare Drug Discounts
- $250 “Donut Hole” Rebate (2010)
- Strengthening Medicare
If you need help dealing with your insurance, finding insurance, or getting answers to questions about how the health care system works, visit the Insurance Basics section on the Health & Human Services website.