New Protections: A Big Deal for Retirement Security : U.S. Department of Labor Blog

Are you worried about having enough money in retirement? You have a lot of company if you are. And like most people, you probably want to make good decisions about your retirement money, and would …

Source: New Protections: A Big Deal for Retirement Security : U.S. Department of Labor Blog

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The Irony of Ironies via Republican Poison Pills

H.R. 2577 is a conglomeration of a number of bills (Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2017) that  the Senate needs to take action on failed a super-majority vote (60 votes) for cloture (the ability to be considered and voted for/against on the Senate floor).  One version of that bill was passed by the House and a different version of that/those bills passed the Senate.  Thus, it’s now gone to conference committee to work out the wrinkles between the two versions.

This conference agreement now includes the Military Construction and Veterans Affairs and Related Agencies Appropriations Act, 2017, the Zika Response and Preparedness Appropriations Act, 2016, the Zika Vector Control Act, and an unacceptable ‘division’ on funds to be rescinded from programs the Republicans don’t particularly like.  That’s what came to the floor for a cloture vote, and it failed miserably — 52-48.

Really, Senator McConnell?  It’s too difficult for the general public to understand?  I don’t think so.

It’s one thing for Republicans to short-change President Obama’s funding request.  It’s another thing to start attaching ‘poison pills’ to the proposed legislation that limit or outright prohibit women’s choices.  When you introduce a funding proposal that limits the distribution of contraceptives and that prevents family planning organizations like Planned Parenthood from participating in the effort to help women in Zika-affected areas delay pregnancy, from a disease that not just contracted from a mosquito bite, but from sexual activity with an infected male partner, did you really think that Senate Democrats would just roll over and vote for that?

When you start gutting provisions of the Federal Water Pollution Control Act, did you honestly believe that Democrats would just roll over and just vote for that?

SEC. 2. MOSQUITO CONTROL WAIVER.
Notwithstanding section 402 of the Federal Water Pollution Control Act (33 U.S.C. 1342), during the 180 day period following the date of enactment of this Act the Administrator of the United States Environmental Protection Agency (or a State, in the case of a permit program approved under subsection (b)) shall not require a permit for a discharge from the application by an entity authorized under State or local law, such as a vector control district, of a pesticide in compliance with all relevant requirements of the Federal Insecticide, Fungicide, and Rodenticide Act (7 U.S.C. 136 et seq.) to control mosquitos or mosquito larvae for the prevention or control of the Zika virus.

When you start stripping funding for the Patient Protection and Affordable Care Act (Obamacare), did you really expect Democrats to just roll over, see the light and vote your way?  Or, when you decide to fund your bill by stripping balances  from the Departments of Labor, Health and Human Services, and Education, did you really expect Democrats to go “oh yeah, that’s a great idea” and vote in favor of your bill?  Or better yet, given that we already know that you stripped a bunch of funding from the State Department for Embassy security that might have made the outcome in Benghazi drastically different, did you really expect the Senate Democrats to let you strip even more funding for the State Department and other Foreign Operations?

Are you nuts?  They certainly weren’t and neither am I.  It took me hours to sort through all the links on Congress.gov, but here’s what I found:

DIVISION D–RESCISSIONS OF FUNDS

Sec. 101.
(a) $543,000,000 of the unobligated amounts made available under section 1323(c)(1) of the Patient Protection and Affordable Care Act (42 U.S.C. 18043(c)(1)) is rescinded immediately upon enactment of this Act.

Sec. 1323. Community health insurance option. Requires the Secretary to offer a Community Health Insurance Option as a qualified health plan through Exchanges. Allows States to enact a law to opt out of offering the option. Requires the option to cover only essential health benefits; States may require additional benefits, but must defray their cost. Requires the Secretary to set geographically adjusted premium rates that cover expected costs. Requires the Secretary to negotiate provider reimbursement rates, but they must not be higher than average rates paid by private qualified health plans. Subjects the option to State and Federal solvency standards and to State consumer protection laws. Establishes a Start-Up Fund to provide loans for initial operations, to be repaid with interest within 10 years. Authorizes the Secretary to contract with nonprofits for the administration of the option.

(b) $100,000,000 of the unobligated balances available in the Nonrecurring expenses fund established in section 223 of division G of Public Law 110-161 (42 U.S.C. 3514a) from any fiscal year is rescinded immediately upon enactment of this Act.

DIVISION G–DEPARTMENTS OF LABOR, HEALTH AND HUMAN SERVICES, AND EDUCATION, AND RELATED AGENCIES APPROPRIATIONS ACT, 2008
Title I–Department of Labor
Title II–Department of Health and Human Services
Title III–Department of Education
Title IV–Related Agencies
Title V–General Provisions
Title VI–National Commission on Children and Disasters

(c) $107,000,000 of the unobligated balances of appropriations made available under the heading Bilateral Economic Assistance, Funds Appropriated to the President, Economic Support Fund in title IX of the Department of State, Foreign Operations, and Related Programs Appropriations Act, 2015 (division J of Public Law 113-235) is rescinded immediately upon enactment of this Act: Provided, That such amounts are designated by the Congress as an emergency requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control Act of 1985.

Personally, I side with Senate Minority Leader Harry Reid who declared, “It is unbelievable that somebody would have the audacity to come to the floor and say it’s Democrats’ fault. A significant amount of American women, especially young women, go to Planned Parenthood, and the Republicans want to say, ‘you can’t do that.’” Why indeed would Democrats not just prohibit Planned Parenthood from providing any services, but gut the EPA’s ability to assure clean water and harm HHS’s ability to manage health insurance options for not just Puerto Ricans, but millions of American families across our nation?  Apparently Sen. McConnell completely missed the irony of claiming to improve women’s health by prohibiting and defunding health opportunities for women altogether.


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Twelve by 2020

Apr 30, 2015 | by CAP Action War Room

RaiseTheWage-3Sen. Murray and Rep. Scott Introduce The Raise The Wage Act To Raise The Minimum Wage To $12

Today, Senator Patty Murray and Congressman Bobby Scottreleased the Raise the Wage Act, which would raise the minimum wage to $12 an hour by 2020, get rid of the sub-minimum wage for tipped workers, and tie future increases to the median wage. This legislation would not only be a huge step forward for low-wage workers, but also for the recognition that growing our economy requires investing the workers that make it run, from the middle out, not the top down.

For decades, the value of the federal minimum wage has continued to fall, forcing low-wage workers to fall further and further behind. Raising the minimum wage is a key step in building an economy that works for everyone and investing in the everyday working Americans who strengthen our economy. Here are just a few of the many necessary things the Raise the Wage Act does:

  • Give 38 million workers a raise. Raising the minimum wage to $12 will help nearly 38 million workers, 90 percent of whom are adults, and more than 25 percent of whom are parents.
  • Help working women get ahead. More than half of all workers who would earn a raise from the Raise the Wage Act are women. The vast majority of women who would receive a raise are over the age of 25 and one-third of the women who would be affected are mothers.
  • Give workers $100 billion in increased earnings. According to the Economic Policy Institute, workers would see earnings increase by more than $100 billion over the next five years, money they would likely spend in their communities, helping to boost local economies.
  • Help families make ends meet. According to an analysis by the Center for American Progress, increasing the minimum wage to $12 an hour would reduce taxpayer spending on food stamps by $5.3 billion annually, by helping to lift families out of poverty, allowing many who currently turn to nutrition assistance to make ends meet.

America’s current minimum wage is a poverty wage: Many full-time workers who receive minimum-wage salaries live at or near the federal poverty level. This means that many must turn to public assistance such as food assistance and Medicaid in order to make ends meet. In a recent study, the Center for American Progress analyzed the impact of past minimum-wage changes on spending in one particular program—the Supplemental Nutrition Assistance Program, or SNAP, formerly known as food stamps. The study found that minimum-wage increases lead to statistically significant reductions in SNAP enrollment and spending. When workers’ incomes are increased, some end up relying less on SNAP benefits while others see their earnings boosted above the threshold for SNAP eligibility. The result is a win-win situation for both low-wage workers and taxpayers.

RaiseTheWage

BOTTOM LINE: Americans who work hard and play by the rules should never have to live in poverty. Investing in workers honors the hard work of millions of Americans and puts money back in the pocket of families. What’s good for workers and families is good for the economy.


This material [the article above] was created by the Center for American Progress Action Fund. It was created for the Progress Report, the daily e-mail publication of the Center for American Progress Action Fund. Click here to subscribe.

Please Note: Democratic Candidates May Have Lost, But Progressive Issues Won

— by David Morris (reposted from CommonDreams)

Ballot initiatives more accurately take the ideological pulse of the people because debates over issues are not disrupted by the personality politics and subterfuge that dominate candidate races. (Photo: Susy Morris/flickr/cc)

On November 4th Democrats lost big when they ran a candidate but won big when they ran an issue.

In 42 states about 150 initiatives were on the ballot. The vast majority did not address issues dividing the two parties (e.g. raising the mandatory retirement age for judges, salary increases for state legislators, bond issues supporting a range of projects).  But scores of initiatives did involve hot button issues.  And on these American voters proved astonishingly liberal.

Quote01Voters approved every initiative to legalize or significantly reduce the penalties for marijuana possession (Alaska, California, Oregon, Washington, Washington, D.C.)  It is true that a Florida measure to legalize medical marijuana lost but 57 percent voted in favor (60 percent was required).

Voters approved every initiative to raise the minimum wage (Alaska, Arkansas, Nebraska, South Dakota). Voters in San Francisco and Oakland approved initiatives to raise the minimum wage to $15 an hour by 2018.  The good citizens of Oakland and Massachusetts overwhelmingly approved more generous paid sick leave.

Both Colorado and North Dakota voters rejected measures that would have given the fertilized egg personhood under their criminal codes.

Washington state voters approved background checks for all gun sales and transfers, including private transactions.

By a wide margin Missourians rejected a constitutional amendment to require teachers to be evaluated based on test results and fired or demoted virtually at will.

By a 59-41 margin North Dakotans voted to keep their unique statute outlawing absentee owned pharmacies despite Walmart outspending independent pharmacist supporters at least ten to one.

The vote in Colorado offers a good example of the disparity between how Americans vote on candidates and how we vote on issues.  A few years ago the Colorado legislature stripped cities and counties of the right to build their own telecommunications networks but it allowed them to reclaim that authority if they put it to a vote of their citizens.  On Tuesday 8 cities and counties did just that. Residents in every community voted by a very wide margin to permit government owned networks even while they were voting by an equally wide margin for Republican candidates who vigorously oppose government ownership of anything.

Republicans did gain a number of important victories. Most of these dealt with taxes. For example, Georgia voters by a wide margin supported a constitutional amendment prohibiting the state legislature from raising the maximum state income tax rate. Massachusetts’ voters narrowly voted to overturn a law indexing the state gasoline tax to the consumer price increase.

What did Tuesday tell us?  When given the choice between a Republican and a Democrat candidate the majority of voters chose the Republican.  When given a choice between a Republican and a Democrat position on an issue they chose the Democrat.  I’ll leave it up to others to debate the reasons behind this apparent contradiction.  My own opinion is that ballot initiatives more accurately take the ideological pulse of the people because debates over issues must focus on issues, not personality, temperament or looks.  Those on both sides of the issue can exaggerate, distort and just plain lie but they must do so in reference to the question on the ballot.  No ballot initiative ever lost because one of its main backers attended a strip club 16 years earlier.

I am buoyed by the empirical evidence: Americans even in deeply red regions are liberal on many key issues. And I am saddened that these same voters have voted to enhance the power of a party at odds with the values these voters have expressed.  The challenge, and in an age where billions of dollars in negative sound-bites define a candidate it is a daunting one, is how to make the next election on issues, not personalities.

  This work is licensed under a Creative Commons Attribution-Share Alike 3.0 License

David Morris is Vice President and director of the New Rules Project at the Institute for Local Self-Reliance, which is based in Minneapolis and Washington, D.C. focusing on local economic and social development.

Your Server Isn’t on the Menu

For women who make their living off tips, sexual harassment is a constant workplace peril.

By Marjorie E. Wood

Marjorie_Elizabeth_Wood

At a popular sit-down restaurant in Independence, Missouri, Allison waits tables for $3.60 an hour — the going rate for servers at her restaurant.

Advocates of raising the federal hourly tipped minimum wage of $2.13 up to the standard minimum wage — currently pegged at $7.25 — understand that living on tips is difficult. As Allison put it, “There are times when guests have left me one dollar or 50 cents just because they got angry at something.”

Sexual Harrassment and Tipped Workers
No Crop Photo/Flickr

In other words, tipped workers are financially insecure. According to the Economic Policy Institute, tipped workers are more than twice as likely to fall into poverty and nearly twice as likely to be on food stamps as the general population.

But there is another, less obvious, reason to abolish this sub-minimum wage, according to a new report from the Restaurant Opportunities Centers United (ROC).

Not only are servers like Allison more likely to be poor — they are also highly likely to experience sexual harassment on the job. The new report found that a staggering 90 percent of tipped workers in the restaurant industry are sexually harassed.

Surveying nearly 700 current and former restaurant workers, ROC — in partnership with Forward Together — found that customers, co-workers, and management regularly impose “unwelcome sexual advances, requests for sexual favors, and verbal or physical conduct of a sexual nature” on industry employees.

Women reported experiencing sexual harassment more often than men, with a majority of respondents encountering it on at least a weekly basis. Women were also more likely to say that sexual harassment was “an uncomfortable aspect of the work environment.”

Living on tips means that women — who make up two-thirds of all tipped restaurant servers — are forced to rely on customers for their income rather than on their employer.

This creates an environment, the report says, in which women must “please and curry favor with customers” for their livelihood. Often, that means tolerating unwanted sexual advances. So it’s no surprise that while the restaurant industry employs only 7 percent of American women, it generates more than a third of all federal sexual harassment claims.

Yet the phenomenon varies widely from state to state. Interestingly, the report found that in states that pay the same minimum wage to all workers — tipped and non-tipped alike — women were less likely to experience sexual harassment.

In so-called “$2.13 states,” however, tipped women workers were three times more likely to be told by management to “alter their appearance and to wear ‘sexier,’ more revealing clothing” than they were in states that had eliminated the tipped wage. And they were twice as likely to experience sexual harassment as women in states that have one minimum wage for all workers.

Men and non-tipped workers were also more likely to report being sexually harassed in $2.13 states.

What does all this add up to?

Eliminating the sub-minimum wage for tipped workers would do more than just improve women’s financial security. It would also create a safer, more equitable workplace where servers like Allison won’t have to tolerate inappropriate advances to make a living.

ROC is continuing to collect stories from tipped restaurant workers on its website at rocunited.org. If you’ve ever experienced sexual harassment in the restaurant industry, share your story with ROC.

It’s time to send a message to the industry and to policymakers that servers aren’t on the menu.

OtherWords columnist Marjorie E. Wood is a senior economic policy associate at the Institute for Policy Studies and the managing editor of Inequality.org. IPS-dc.org
Distributed via OtherWords.org