Five Years in — GOP Still Has NO Plan

Five years after Obama’s first election, the GOP has absolutely NO comprehensive health care reform plan other than “hurry up and die” or “good luck not going bankrupt over healthcare costs.”  Instead of embracing the Affordable Care Act, they prefer to return to insurance corporation rule over the healthcare options for Americans.

They can talk about “tort reform” and “selling insurance across state lines” … but neither of those concepts will help someone declared by the insurance industry to be defective, in that they have a “pre-existing” condition, making them ineligible for insurance at any price.  A large number of governors have already attempted “tort reform” and have been unable to achieve positive results.  In addition, I doubt those same Governors would want to see Insurers from some other state “cherry-pick” healthy citizens out of their state only to watch health pools become mostly populated with more unhealthy individuals causing healthcare costs to rise dramatically.

The GOP claims tort reform would give more certainty to the healthcare marketplace by curbing liability costs of providers of healthcare.  The only way they can conceivably do that is to dictate flat monetary values for the loss of a foot, arm, life, etc., or flat allowances for the plethora of malpractices that are committed on a regular basis.  In other words, if a doctor or health provider ruins your health or the quality of your life, you’ll get only a pittance for your bad luck.

The GOP’s desire to “sell insurance across state lines” is at cross-directions with their “States Rights” mantra and instead would throw each state under the bus.  Each State has its own Commissioner of Insurance who sets minimum requirements for those who provide Insurance policies to citizens of their particular state.  So, instead of protecting “States” rights, it appears the GOP wants to plow the way for large corporate insurance providers to take out more efficient and less costly smaller sized organizations … DECREASING competition in the marketplace, and thus HIGHER costs and abuses.

But, that’s all they’ve got.  So, before we throw out the baby with the bath water, so to say … maybe it’s time to get behind what was actually passed, upheld by the Supreme Court, and now in the process of being implemented.  The benefits of the Affordable Care Act are pretty straight forward: the law makes it easier to get insurance you can afford, ensures you have the care you need when you get sick, and covers the preventive services you need to stay healthy without additional co-pay:

Advertisements

Obamacare: Signed, Sealed, Delivering …

Watch the Obamacare videos & get the facts

Obamacare is making health care work better for all of us, even if you already have insurance. It puts the health of your family first—ensuring access to free preventive care and protecting consumers from insurance company abuses.

71 Million Kids & Adults With Private Insurance Have Received No-Cost Preventive Care.
“HHS estimates that, as a result of the ACA, 71 million children and adults with private insurance, and 34 million Medicare beneficiaries have received no-cost preventive care. Enhanced federal matching funds in Medicaid are available to states providing all USPSTF-recommended preventive benefits without cost-sharing, but, to date, few states have made the changes required to gain the higher match rate.” “Health Reform-The Affordable Care Act Three Years Post-Enactment,” Kaiser Family Foundation, March 2013.
Discrimination By Insurance Companies For Children With Pre-Existing Conditions Was Banned.
“Coverage exclusions for children with pre-existing conditions were prohibited as of September 23, 2010. Insurers are no longer permitted to deny coverage to children due to their health status, or exclude coverage for pre-existing conditions. Protections for adults will take effect in 2014. In addition, lifetime limits on coverage in private insurance have been eliminated and annual limits are being phased out.” “Health Reform-The Affordable Care Act Three Years Post-Enactment,” Kaiser Family Foundation, March 2013.
Consumers Received $1.1 Billion in Rebates From Their Insurance Companies.
“Insurance companies that don’t spend at least 80 percent of its customers’ premium dollars on health care are required to provide rebates to policy holders. In 2012, the first year this rule was implemented, 12.8 million consumers received $1.1 billion in rebates.” “Health Reform in Action,” WhiteHouse.gov, accessed 6/5/13.
3.1 Million More Young Adults Have Health Insurance Through Their Parent’s Plan.
“Under the law, most young adults who can’t get coverage through their jobs can stay on their parents’ plans until age 26.” “Health Reform in Action,” WhiteHouse.gov, accessed 6/5/13.
Seniors Have Saved More Than $6.1 Billion on Their Prescription Drugs Since 2010.
“Seniors who hit the gap in Medicare’s prescription drug coverage, often called the ‘donut hole’ now receive 50 percent discounts on covered brand name drugs. The new health reform law will provide additional savings each year until the coverage gap is closed in 2020.” “Health Reform in Action,” WhiteHouse.gov, accessed 6/5/13.